Best Personal Finance Apps to Download Today
We know that managing money is tough. Tracking expenses and managing the day-to-day can take a lot of time away from the things that bring us joy. With that being said, money can enable opportunities for creating freedom and space to do more of what we enjoy.
We’ve collected a few of our favorite personal finance apps that make managing your money easier. These apps can connect with your bank account, tracking spending and shining a light on areas of opportunity in your budget. Plus, most apps provide insight to your credit score and investment portfolio to provide a holistic view at your personal financial portfolio.
MINT: Link credit, debit and investing accounts for a full financial picture. Mint pulls transactions, categorizes them and shows how you are spending money. Track of your bills and spending while creating a budget you can stick to. Plus- you’ll have free access to your credit score and can get a breakdown of the factors contributing to your credit score to stay on top of your credit health.
Additional perks: track your investments, schedule utility payments, e-mail reminders for bill payments phone calendar. Learn more at mint.com
SPENDEE: Create shared wallets with friends and family that you can use to manage shared expenses for a household budget. Import bank transactions and let the app categorize them for you to tally how you’re spending money each month. Manually add cash expenses for a more accurate picture of where your money goes, create budgeted amounts for each spending category and track your progress toward the budgeted amount.
Additional perks: Bill tracker functionality assists to avoid late payment penalties and create a category specifically for upcoming events to track your spending and maintain a budget. Learn more at spendee.com
YOU NEED A BUDGET: Built around YNAB’s Four Rules, helping you build a better budget but also help you gain control of your spending.
The rules – 1. Give every dollar a job 2. Embrace your true expenses 3. Roll with the punches and 4. Age your money. Import transactions from your checking account and apply them to each budget category to get an accurate picture of your spending. Adjusting budget categories if you over or under-spend and view detailed reports to show progress.
Additional perks: The average new user saves $600 in the first two months and more than $6,000 in the first year. Learn more at youneedabudget.com
Selecting a tool is a personal decision and should be made based on your financial objectives. WISe recommends meeting with a financial professional to make the best possible decision for you and your family.